Big Data Small Credit (BDSC) Risk Analytics Officer

Job Description:

  • Design and implement portfolio analytics solutions for the credit portfolio (which may include financial and/or non-financial data)
  • Manage the activities, scope, timeline, and delivery of credit reports and projects
  • Identify, measure and monitor risks and opportunities in the credit portfolio
  • Recommend strategies based on local socio-demographic insights to help develop the credit scoring model
  • Recommend improvements in the quality of the credit portfolio, which may span the areas of product development, operational improvements, risk-based pricing, market competition, etc.
  • Implement a regular analytical reporting activity of the credit portfolio to the Chief Risk Officer and the Risk Committee.
  • Prepare and conduct presentations and workshops, and coordinate with other business sections for relevant projects in Risk.

Job Specifications:

  • Education: Graduate of a bachelor’s degree in Finance, Accountancy, or Business Economics
  • Experience: Three (3) year experience in credit analytics preferably obtained in a financial services, telecommunications, or relevant industry
  • Knowledge: Understands the accounting and financial concepts surrounding the loans and receivables portfolio; In-depth knowledge in the current applications, techniques, and best practices in portfolio management and analytics
  • Skills: Must possess advanced skills in SQL database management, programming, Excel modelling, and PPT reporting; Self-starter with a positive attitude, intellectual curiosity, and a passion for analytics and solving problems
  • Others: Highly communicative, with good presentation skills, and delivers high quality work; Works with minimum supervision


Principal Responsibility

Responsible for implementing the Collection Department's policies, systems, and procedures and for directing the Collection Team to ensure achievement of set targets and objectives.

Key Duties and Responsibilities

  • Supervise In House Collectors across all Buckets
  • Monitors Performance of In House Team
  • Overall QA management for all collection partners.
  • Conducts On Sites Audits, Monitors Daily Activities of the Collectors and Field Collection Team
  • Ensures that the Team is compliant with the Collection Policies and Memorandum
  • Formulates Strategic Action Plans in all Operations Objectives and Goals
  • Handles the recruitment, Training, and Performance Management
  • Conducts regular performance evaluation reviews of all direct reports
  • Coaches disciplines, and motivates all direct reports to maintain a healthy work environment
  • Performs other duties that may be assigned from time to time

General Competencies

  • Knowledge in basic computer, i.e. Microsoft office
  • Excellent inter-personal and communication skills
  • Outstanding planning & organizational skills
  • Leadership skills
  • Excellent negotiation skills
  • Analytical skills
  • Excellent people management skills
  • Result-oriented
  • Customer Focused

Technical Skills

  • Knowledge on credit and collection practices, policies, and procedures.
  • Formulation of collection strategies and familiarity on different collection metrics particularly on consumer loans
  • Strategic Management and Business Planning
  • Educational Attainment: Graduate of any Business course
  • Work Experience & Duration of Requirements: At least 3-5 years experience as a Supervisor/Lead or the same capacity preferably gained from banking / financial services industry.
  • Licensure Requirements: None
  • Working Conditions: Office based but required to go on field from time to time.
  • Equipment/Work tools Requirements: Laptop, Mobile phone

Feel free to send your resume to:

Bebbet R. Recinto, HR Manager

CC Mobile Financial Services Philippines
Trade and Financial Tower
7th Ave. corner 32nd Str., Bonifacio Global City,
Taguig city 1634, Philippines
Mobile: + 63 9472472358
Office: +632 800 37 46


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